Wisdom’s Reward, LLC Terms and Conditions of Service
1. Legal Agreement - By using this website (wisdomsreward.com), including all free content as well as subscription and premium services, newsletters, email updates, etc., you are agreeing to be bound by all of these terms and conditions. If you do not agree to these terms and conditions, please do not use the website, or subscribe to any of our products, or sign up for any of our newsletters or email alerts. Further, you understand that the terms and conditions may be changed at any time. Wisdom’s Reward, LLC will attempt to post a notice on this website of any material changes to the terms and conditions. Your continued use means that you accept the updated terms and conditions. Therefore, it is important for you to check the terms and conditions from time to time.
2. Privacy – We currently do not sell or share email addresses with any third party marketers. Emailing third party offers to member lists is one viable business model for websites. We all want everything on the internet to be totally free, and it can be if large numbers of people are willing to deal with advertisements and receive email offers. So far, WisdomsReward.com has not pursued any third party mailing list offers as a revenue source. If we ever did decide to do that, we would make it very clear and offer subscribers of our various lists the chance to opt-in or opt-out of those offers. Further, all email distributions must be contain an unsubscribe option by U.S. law (SPAM-CAN laws). As it is today, readers can sign up for any of our mailing lists and will only receive emails time to time, directly from WisdomsReward.
We link to third party service providers that we trust, such as PayPal, for payment processing services. Such third party payment processing companies have their own terms and conditions that apply to use of their services. We also use other third party service providers for other reasons. For example, we currently use godaddy.com for web hosting and database services. We also use mailchimp.com for email newsletter distribution. We trust these service providers, but we are unable to make any guarantees about how they may use any information they collect, such as your name and/or email address. If you believe your information has been used for any purpose beyond what you reasonably expected when you signed up with us, please notify us at firstname.lastname@example.org.
3. Disclaimer of Warranties and Liabilities – Wisdom’s Reward, LLC is not a registered investment advisor. We cannot and do not provide personalized financial or investment advice for any individual. We do not know you or your situation, and therefore cannot or make any recommendation about which particular strategies, services, or approaches may be suitable for you. We operate under freedom of speech. We publish written content in articles, newsletters, reports, emails, tools, alerts, etc. for educational and entertainment purposes only. This content may contain some factual information and data, as well as subjective, opinion-based analysis. Wisdom’s Reward, LLC does not warrant or guarantee the completeness or accuracy of any of the content found on our website, emails, printed documents, or any other services, or its usefulness for any particular purpose. Wisdom’s Reward, LLC is operated by human beings who are subject to making errors. We have no technology that ensures the information we provide will be error free. It is important that you verify any and all information with multiple, third party data providers, such as sec.gov. By using our products and services, you agree that under no circumstances will Wisdom’s Reward, LLC, its employees, or its agents be liable for direct, indirect, incidental or any type of damages resulting from your use or downloading of any content published and distributed by Wisdom’s Reward, LLC through any means of distribution, including, but not limited to, emails, websites, documents posted to websites, or printed documents.
Further Disclaimers of Liability:
NEITHER WISDOM’S REWARD, LLC NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL MEET YOUR EXPECTATIONS OR THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF THEIR CONTENT. SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
4. Intended Audience – Wisdom’s Reward, LLC is based in the United States and targets a United States audience. We do not warrant or guarantee that any services or products are appropriate for users outside of the United States.
5. Refund Policy – Wisdom’s Reward, LLC does not issue refunds on any of its premium services. This means that if, for example, you pay for a one year subscription and then decide you no longer wish to use the product, you will not receive a refund for any unused portion of your subscription. However, we do allow subscribers to cancel at any time without incurring further charges.
6. Automatic Renewal – For the convenience of our customers, our premium products automatically renew unless the customer cancels the subscription prior to the renewal date. It is your responsibility to cancel your service if you do not wish to renew a subscription.
7. Copyright and Limitations on Use – The content available through Wisdomsreward.com is the property of Wisdom’s Reward, LLC or its licensors and is protected by copyright laws of the United States and international treaties, as well as other applicable intellectual property laws. Content includes articles, reports, lessons, and any other written material, images, charts, or other items displayed through the website or sent via email. Content may be displayed or printed for your personal, non-commercial use only. You agree that under no circumstances will you reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through wisdomsreward.com, or via email subscriptions, to anyone, without the express prior written permission of Wisdom’s Reward, LLC.
8. Consent to Receive Electronic Communications - We provide all disclosures, communications, and documents related to your usage of this website, including but not limited to, user account requests and billing information such as receipts, in electronic form. We will not provide paper disclosures, communications, and documents to you.
If you have any questions about the terms and conditions, please contact us:
Last Updated: November 20, 2013