Good Enough Finances (For Those Who Hate Structure But Don’t Want To Be Broke)

Photo by Toa Heftiba on Unsplash


Do financial websites make you feel like you have to become some kind of financial superman? You don’t.

I have Bachelor’s and Master’s degrees in Finance and I can’t stand managing a household budget. I don't want to keep detailed spreadsheets that track every single expense. I honestly think I’d rather be broke.

Here’s the thing. That’s just the way God made me.

I’m not a structured person. Hate is a strong word, and that’s exactly why I’m about to use it. I hate structure.

I despise sticking to a schedule. I loathe having to ask five people for permission to do something that is basic common sense (looking at you, corporate America). I detest having to fill out TPS reports. Clearly, I love my thesaurus - but I abhor having a household budget.

I am a creative personality. I’m free-spirited.

I don’t put on a tie-dye shirt and twirl around in a meadow. But I don’t like too much structure in my life. That doesn’t mean I’m lazy.

I work very hard. I’m very motivated. But I work when I feel like it. It just so happens that’s very often - as long as I’m doing the things God created me to do.

Financially, there are some things I do really well. I think it’s best to focus mainly on those things. That’s what this blog is all about.

At the same time, I don’t have to let my weaknesses get the best of me. I may not like sticking to a highly detailed and strictly disciplined budget, but can I operate within some kind of simple framework? I think so.

We all have to find what works for us. God didn’t create all of us to be financial navy seals. That doesn’t mean we have to be financial couch potatoes either.

Please stick around if you feel the same way. You’re invited to go on this journey with me! Only God knows where it will lead us.

I know I need help in this area. Maybe the Lord wants us to help each other.

Blessings to you and yours!


Discussion: One of the things I’m good at is not being wasteful. What are some of the things you’re good at?